Our recommendation is to provide you with a best-in-class return solution that combines growth, protection and liquidity — all in a single powerful plan.
This is the only plan in the industry that offers a unique blend of:
✔ Monthly / Yearly Pension
✔ Guaranteed Cash-Back
✔ Lifelong Income
✔ Legacy Protection
All these unmatched benefits are exclusively offered by “HDFC Life” through its flagship savings and income plan “HDFC Life Sanchay Par Advantage”.
Why HDFC Life?
HDFC Life is one of India’s leading and most trusted life insurance companies, offering innovative insurance and investment solutions to millions of individuals and families across the country.
🔹 Trusted Legacy
HDFC Life is part of the prestigious HDFC Group, with a market capitalization of over ₹13.5 lakh crore. The group is known for financial strength, integrity, and customer-centric values.
🔹 Industry Leader in Claims & Service
- Claim Settlement Ratio: 99.8% – among the highest in the industry
- Strong solvency margin ensuring stability and protection for policyholders
- Digital-first servicing for easy access to policy, loans, and payouts
🔹 Award-Winning Innovation
HDFC Life consistently launches market-leading plans tailored for:
- Long-term wealth creation
- Tax-saving under 80C & 10(10D)
- Guaranteed income & pension
- Comprehensive life and health protection
🔹 Customer-Centric Philosophy
Over 6.8 crore lives covered, with dedicated customer support and transparency at every step.
Why HDFC Life Sanchay Par Advantage?
HDFC Life’s Sanchay Par Advantage is a unique whole-life investment plan that blends guaranteed returns, life cover, and annual payouts — all under one powerful policy. It is ideal for those who seek regular income, legacy planning, and tax-saving benefits, without market-linked risks.
Key Reasons to Choose This Plan
- Guaranteed annual income from as early as the 2nd year
- 40% money-back benefit every year from 11th month (12-year term)
- Life cover up to 12.6× your premium
- Lifelong monthly pension and family pension
- High claim settlement ratio – 99.8%
- Tax benefits under Section 80C & 10(10D)
- Single premium commitment in the first year; reduced burden from second year
Why This Plan Stands Out
| What you get | How it helps you |
|---|---|
| One payment, lifetime benefits | Pay the full first‑year premium once; from the 11ᵗʰ month onward 40 % of that premium is credited back every year |
| Guaranteed protection | Life cover of 12.6 × your annual premium up to age 100 |
| Income on your terms | • Immediate Income option – pension starts next month • Deferred Income option – choose payouts for 6, 8, 10 or 12 years |
| Tax efficiency | Premiums eligible under Sec 80C; maturity & death‑benefit proceeds under **Sec 10(10D)** |
| Loan access & liquidity | Borrow up to 80 % of surrender value after 2 years |
| Rock‑solid pedigree | HDFC Group market‑cap ₹ 13.5 lakh cr+; HDFC Life claim‑settlement ratio 99.7 % (FY 2024) |
Excited, right!!! Want to know how you can get maximum returns!! We are the pioneer in the industry to achieve maximum returns.